The Board of Directors of East Ohio United Methodist Conference Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority to everyone associated with the Credit Union.

Your Credit Union will collect only the personal information that is necessary to conduct our business. That means, just what is necessary to provide competitive financial products and services - no more.

1. We may collect nonpublic personal information about you from the following sources: (a) information received from you on applications or other forms; (b) information about your transactions with us or others; and (c) information received from a consumer reporting agency, such as a credit history.

2. We may disclose all of the above listed nonpublic personal information that we collect, as permitted or required by law.

3. We may disclose nonpublic personal information that we collect to affiliated or nonaffiliated third parties, such as: (a) financial service providers, such as insurance companies, mortgage service companies and IRA service providers; (b) non-financial companies, such as data processors, statement printers, check printers, plastic card processors, collection companies and consumer reporting agencies.

4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing and confidentiality agreement: (a) information we receive from your applications or other forms, such as name, address, etc.; (b) information about your transactions with us, such as direct deposits or automatic payments; (c) information we receive from a consumer reporting agency, such as credit history.

5. You may have the right, or the Credit Union may give you the option to "Opt Out" of certain mailings or distributions of nonpublic personal information, other than disclosures required by law. Should you wish to "opt out", you will need to: (a) call the Credit Union at the toll free number 1-800-831-3972, ext. 127, or contact us by using the "Contact Us" web page; (b) ask for the appropriate "opt out" forms; and (c) complete and return them to the Credit Union.

Once the Credit Union receives your request to "opt out", your nonpublic information will be removed from the distributions within a reasonable time period. The "opt out" direction will remain in force until revoked in writing by the same person directing the "opt out" order.

Notice of the right to "opt out" is considered given to all joint owners, when delivered to any . An "opt out" order by the account owner will constitute an "opt out" for all joint owners.

6. If you decide to terminate your membership with the Credit Union, we will adhere to the privacy policies and practices as described in this notice.

7. Your Credit Union restricts access to your personal and account information to only those employees who need to know that information to provide products or services to you.

8. Your Credit Union maintains physical, electronic and procedural safeguards that comply with federal and state regulations to protect your nonpublic personal information.