To view the following disclosures, click the underlined subject:

Share Account Disclosures   -     Also, See Services Web Page, last item under Shares / Savings and click on that link. 

Debit Card Disclosure     -   Also, See Services Web Page, last item under Share Drafts and click on that link.

Master Card SecureCode - a free, secure On-line servcie to help guard against unauthorized use of your Debit card on the internet.

VISA Credit Card Disclosure -  Also, see Services Web Page, right column.

Share Certificates and IRA Certificates Disclosures - terms for renewal, maturity and Early Withdrawal Penalties.

IRA Truth in Savings Disclosure - rates, APY, and fees for all IRA accounts.

Share Draft Disclosure - Terms and fees for the Share Draft (checking) accounts.

Funds Availability - Disclosure of timing for holds on funds that have been deposited.

International Transaction Fees - Fees that are charged by Credit Card and Debit Card processors for the currency conversion costs.